Monday 25 May 2015

$3,010,671 My Net Worth Update May 25, 2015

My Net Worth Update May 2015


    May 25 / 2015  : Updated every mid month

    ASSETS

 -Primary Home
 2015 assessed value  $1,253,000
  $500,000 mortgage at 3.35%                    Equity Total:               $753,000

-New Building Lot for new home 
Purchased for $560,000
6000 sqft building lot 2015 assessed value           Total:                $648,700

-Commercial Rental Property
Warehouse 2300 sqft Income Property 2015 assessed value
                                                         
                                                                               Total:                 $319,000
 -Residential Rental Property
Rental Home 3200 sqft Income property 2015 assessed value
                                                                               Total:                 $667,000

-Start Up Company
Brewery start up share value
                                                                               Total:                   $85,000

-Equity Investments
Tax free saving account TFSA -                 $41,021
Retirement saving plan RSP -                  $149,554
Canadian margin account -                      $132,066
US margin account ( Ex Rate 1.23)-        $199,145
                                        
                                                                   Equity   Total:                 $521,786


-Cash                  
Checking account                                         $2,798
Business account                                        $13,387
     
                                                                               Total:                   $16,387

                                                                  

                        
                         May 2015 Grand Total Net Worth:      $3,010,671



                                                Gain/loss from last month +$12,513
 


Apr.    2015  :$2,998,158 Detail Link  +$104,860
Mar.   2015  :$2,893,298 Details Link      -$3,307
Feb.   2015  : $2,896,605 Details Link +$725,060
Jan.    2015  : $2,171,545 Details Link   +$44,214

Dec.   2014  : $2,127,331 Details Link   -$33,547
Nov.   2014  : $2,160,878 Details Link  +$49,867
Oct.     2014 : $2,111,011 Details Link  - $28,473
Sept.   2014 : $2,139,484 Details Link + $13,390
Aug.    2014: $2,126,094 Details Link  + $14,613
July    2014  : $2,111,481 Details Link   + $5,584
June    2014 : $2,105,897 Details Link   + $3,165
May    2014 : $2,102,732 Details Link



In Summary-


  Cracked 3 million which is nice but not too much movement overall. A gain of $12,513 overall due mainly to gains in my stock portfolio and option writing premiums.

I have been very busy with my real estate holdings. I had to switch architects for the home I am building due to them being quite backed up. I am already one month behind where I want to be and got to get things going there.

The brewery has had a soft opening and will do a grand opening next month as they work out small details there. Quite excited to see them actually producing beer, still not bottling yet but should be soon enough.

I have also started a large new project. My cousin is a builder/developer for homes and he is looking to develop in my area. I helped him secure 2 properties where he will be developing houses on each. He gave me the option of going in on the deals where we would build and flip new homes in hot markets. From extensive research and number crunching I calculate potential returns of 20-30% on investment for a time period of minimum 9 to hopefully max 14 months. Minimum investment is 200k. I am thinking of coming in for around 500k total. He is quite experienced and he has been doing well for years. Yes it is risky if real estate markets tank but the projects look like no brainers for me and him. I have not put any money into it yet as I have a couple of months decide as that's when the properties close. If I am going to get in I am going to need some money from somewhere obviously. I think I will sell my warehouse or find a mortgage on my 667k rental home.

Next month I have to pay for property taxes on all my properties which is gonna be a good chunk of change so I anticipate a dip next month

Sorry haven't been too active with the blog lately but things are getting crazy for me. Its been constant property hunting, dealing with my Nephew who is living with us, getting my home fixed up to have it in listing shape and all kinds of other things.




Till the next update Good Day and Grind On!





Monday 11 May 2015

April 2015 Dividends , Options , Adsense and Interest Monthly Report

April 2015 Dividends , Options , Adsense and Interest Monthly Report

Big month as far as my highest dividend total and by far my largest options premiums totals. I was able to break over $10k in options premiums. I did it selling puts in Apple, Netflix and Google all into earning with all the companies beating estimates.

Plans going forward is to stay the course.  I had to pull some equity out last month for my new home build but I am trying to figure a way to not sell any of my equities going forward. I don't anticipate and new buys or sells in the next couple of months. I will continue to rake in the dividends and play options in the meantime to generate some extra income while I work on my new home build.

This marks 1 year my blog as been rolling and tracking my progress. Even though my posts have slowed I plan on continuing for the years to come. I would like to thank all the regulars that drop by and the continued support of the community. 





April 2015 Dividends Paid
        Monthly payers
 86.63  - HR.UN HR Reit
232.65 - AX.UN Artis Reit
177.32 - D.UN Dream Office Reit
133.34 - DRG.UN Dream Global Reit
 94.36 - REI.UN RioCan Reit
123.75 - RMM.UN Retrocom Reit
105.00 - BTB.UN BTB Reit
  80.50 - CPG Crescent Point Energy
  19.75 - SJR.B Shaw Communications
 25.70 - ENF Enbridge Income fund
 19.00 - CJR.B Corus Entertainment
 20.00 - BTE Baytex Energy
183.75 - CUF.UN Cominar Reit
  14.76 - PFF Ishares US pref stock
   Quarterly Payers
 23.30 - CNQ
 30.00 - HSE Husky
  80.00 - T Telus
 64.80 - RCI.B Rogers Comm
143.00 - BCE Bell
 37.95 - AGU Agrium
116.60 - CM CIBC
 68.00 - BNS Bank of Nova Scotia
 28.60 - TRP Transcanada Corp
153.00 - TD Toronto Dominion
 33.00 - KO Coca Cola
 43.12 - KMB Kimberly Clark Corp
 40.25 - GE General Electric
 32.77 - BAX Baxter
 41.65 - WMT Walmart
 63.81 - PM Philip Morris
139.05 - GSK Glaxo Smith Kiline
 32.79 - TOT Total
103.97 - NVS Novartis
 38.56 - DOW DOW Chemical

$2,630.43 TOTAL



Total options premiums in April
  $10,064.11
 Options Notes -
- Playing Apple with selling weekly puts.
- Played earnings for Netflix and Google selling put options that expired worthless


Total interest paid for margin for April

$350.23



Adsense for my blog in April 2015  $6.51
- 10,882 : Pageviews for March
- 9 : Number of ad clicks




2015 Breakdown   Dividends     Options       Interest      Adsense 
- April                     $2,630.43   $10,064.11     $350.23        $6.51
- March                  $2,146.39     $2,406.44     $299.22      $17.57
- February              $2,225.91     $2,469.00     $343.29      $20.42
- January                $2,146.41     $3,305.92     $517.21      $19.50
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TOTALS  2015      $9,149.14   $18,245.47    $1,509.95      $64.00




2014 Breakdown   Dividends     Options       Interest      Adsense
- December           $2,268.05       $657.49     $396.00        $16.17
- November          $2,182.56       $616.81      $501.82        $10.86
- October               $2,499.87    $2,167.48     $538.20
- September           $2,088.65    $1,518.76     $318.73
 - August                $1,482.38                           $87.79
 - July                     $1,239.74
 - June                       $608.62
 - May                       $531.13
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TOTALS  2014      $13,291.20    $4,960.54  $1,842.54     $27.03